3D Secure Processing
3D Secure Processing is currently not supported with our S4 Payment Plugin.
We are currently working to add this important feature. In the meantime, we are adding to our S4 Magento Lab, 3D Secure Triggers to test its various flows and scenarios.
Each test contain a description with specific credit card numbers and OTPs. We have also listed all 3D Test Credit Card Numbers and for all of the following scenarios:
Frictionless Flow
In this flow, the cardholder is authenticated based on the information provided on the transaction itself, without any additional authentication (such as device fingerprint or challenge method).
You will immediately receive a fully authenticated 3D Secure result and authorisation decision, in response to your request.
Device Fingerprint
In this scenario, the issuer requests more information about the device that initiated the transaction (note: this is not a biometric fingerprint! - depending on the issuer this can be the cardholder’s browser or other information used for risk analysis).
The information is transferred electronically without the cardholder experiencing any change in the flow and simulates a scenario where the card issuer is satisfied with the authenticity of the cardholder (frictionless experience).
Challenge
In this scenario, the issuer requires a user challenge flow where the cardholder is prompted with an authentication screen.
For the purpose of this test case, in your web browser, access the issuer URL (3ds_acsurl) you receive in response to your initial request and provide a One-Time Password (OTP). Different OTPs are provided to simulate a successful or unsuccessful cardholder challenge.
Device Fingerprint and Challenge
This scenario requires full authentication of the cardholder with both device fingerprint flow and cardholder challenge.
